1. Acceptance of this privacy policy 

By using, accessing, or participating in the Activities and Interactions, you agree to the terms and conditions of this privacy statement. If you disagree with this Privacy Policy, you are not allowed to use, visit, or participate in the Activities and Interactions. You must immediately cease using, accessing, or participating in the Activities and Interactions.

 

2.collection of personal information 

 

⁃Activities and Interactions: When you use, visit, or take part in the Activities and Interactions, we gather Personal Information from a variety of sources and via a variety of methods. This could happen, for instance, when you use, purchase, acquire, or  about to use our services; or when you conduct business with us.

⁃Customer Care Centers: Anytime you contact us by email, fax, online chat, or calling customer service we gather personal information. For training and quality control purposes, these conversations might be recorded.

 

We may use your Personal Information to:

•provide you with Services or process transactions that you have requested;

•complete contracts for our Services as well as any disclosures or other documents required by law.

•provide, develop, maintain, and improve our products and Services (e.g. evaluating the performance of our staff, assessing the quality of our products and Services, and helping us improve our Websites, Apps, and processes);

•process any applications, forms, requests, inquiries, or other information submitted to us;

•send marketing communications, promotional offers, and periodic customer satisfaction, market research or quality assurance surveys;

•communicate with you;

•administer and process payments;

•provide customer service;

•create and update your account.